Car owners need to pay attention to a lot of things in the renewal, then what should they pay attention? First of all, attention should be paid to the choice of the type of insurance, and then it is necessary to calculate the cost of renewal. However, many car owners do not know much about these two aspects. Today, we will give a detailed introduction to what benefits are available for the renewal of auto insurance? What are the factors associated with the offer? It is understood that this is related to the vehicle’s claim record.
The number of claims and the amount of the owner will determine the degree of preference for the renewal of the car insurance in the coming year. The relevant provisions are as follows:
1, if the owner of the vehicle on the year of the vehicle is not out of danger, renewal can enjoy a 7 fold discount;
2, if the owner of the vehicle occurred 1-2 times in the previous year, according to the benchmark insurance premium insurance (if the loss rate is less than 80% and the agreement of the driver, you can still enjoy the 7 discount);
3, if the owner of the vehicle in the previous year occurred 3 times, the vehicle insurance rate on the basis of the benchmark premium float 10%;
4, if the owner of the vehicle in the previous year occurred 4 times, the vehicle insurance rate on the basis of the benchmark premium float 20%;
5, if the owner of the vehicle occurred more than 5-7 times in the previous year, the car insurance rate on the basis of the premium rate of 30%;
6, if the owner of the vehicle more than 8 times will be rejected.
Is it cheap to renew car insurance? With the choice of the owner of the insurance, in the second year of vehicle insurance renewal, the owner is best to consider the possible use of the owner of the vehicle in the next year, such: private cars have changed from personal transport to a special vehicle for family transport. If this is the case, the owner of the car insurance must purchase the car insurance, to provide protection for the travel of family members.
In addition, some types of commercial car insurance are covered for a long period of time, such as Mark-off insurance, and some insurance companies require the purchase of vehicles for three years to buy the type of insurance. For new car owners, it is very necessary to buy Mark insurance, however, the owner has to choose according to their own needs.
With the development of the network, it is very convenient for car owners to calculate the cost of car insurance renewal. The owner only needs to enter the necessary information in the car insurance calculator, the car insurance calculator will immediately calculate the premium, and clearly list the insurance premium. Owners of friends must consider a variety of factors, a comprehensive consideration of the actual situation, carefully calculate the car insurance renewal costs, the only way to make a reasonable purchase plan.