What are the types of truck insurance?

The traffic force insurance for freight cars is a kind of compulsory insurance stipulated by national law, which is mainly to provide protection for casualties and property losses caused by road traffic accidents. Vehicle loss insurance vehicle loss insurance is a kind of commercial insurance, it is mainly responsible for compensation for natural disasters and accidents caused by the loss of the vehicle itself, which is a kind of insurance for the loss of the vehicle itself, whether it is a small friction or a more serious loss, you can get compensation through the insurance company, so as to reduce their own economic pressure. Vehicle-mounted cargo fall insurance the insured or a qualified driver permitted by the insured or the qualified driver thereof, in the process of using the insured vehicle, the cargo is dropped from the vehicle, resulting in personal injury or death or direct damage to property of a third party, compensation can be obtained through the insurance company. There are mainly traffic Insurance, third party liability insurance, vehicle loss insurance, truck theft and rescue and vehicle cargo fall insurance.

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The risk of an accident in the transport of goods by truck is relatively large, and if there is an accident, it will cause huge risk losses, so the owner should buy the truck insurance as soon as possible. So, what are the types of truck insurance? Mainly includes the following types of car insurance.

Compulsory insurance

Truck traffic insurance is a mandatory type of insurance provided by national laws, which is mainly to provide protection for casualties and property losses caused by road traffic accidents. This kind of insurance is a must to buy, if you do not buy, then the vehicle can not pass the annual inspection, will bring more losses to the owner.

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Vehicle damage insurance

Vehicle loss insurance is a kind of commercial insurance, which is mainly responsible for compensating for the loss caused by natural disasters and accidents to the vehicle itself, which is a kind of insurance for the loss of the vehicle itself, whether it is a small friction or a more serious loss, you can get compensation through the insurance company, so as to reduce their own economic pressure. For the novice, is a good choice.

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Third party liability insurance

This type of insurance is a supplement to the compulsory insurance, because the compensation amount of the compulsory insurance is relatively low, and the compulsory insurance cannot provide full protection for relatively large accidents, the third party liability insurance can provide compensation beyond the payment limit of the compulsory insurance according to the agreement of the insurance contract, so as to reduce the loss of the third party as much as possible, and also to bring timely protection to the third party.

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Truck theft rescue

If the vehicle is relatively new, and it is easy to steal, then you need to buy the truck theft rescue; If the parking place is not fixed, or if each person is guard, then it is recommended that the owner buy truck theft rescue. Compensation can be obtained from the insurance company for the reasonable cost of repair required during the entire vehicle theft, robbery, and seizure, or the loss of vehicle parts and accessories.

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In-Vehicle cargo drop risk

The insured or its permitted qualified driver may obtain compensation through the insurance company if the goods are dropped from the vehicle during the use of the insurance vehicle, resulting in personal injury or death or direct damage to the property of the third party.

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What are the types of truck insurance? There are mainly traffic Insurance, third party liability insurance, vehicle loss insurance, truck theft and rescue and vehicle cargo fall insurance. The owner of the truck in the purchase of car insurance, to understand the type of truck insurance, and then according to their own needs and economic conditions to buy their own truck insurance.

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